No Need to Wait! Take it home TODAY for $49 with easy leasing by Progressive Leasing. At Surplus Freight Furniture, take advantage of our latest promotion and bring your style and comfort home today with easy leasing by Progressive Leasing. With approvals up to $3,000, there is no better time to take advantage of our huge selection of brand name furniture at Warehouse Direct Prices!

The advertised service is lease-to-own or a rental - or lease-purchase agreement provided by Prog Leasing LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

How to save on Financing

No Credit Needed

Good credit? Bad Credit? No Credit? No Worries!
Progressive Leasing may be an option for you! Don’t let bad credit stop you from enjoying the style and comfort that you deserve. There is no credit needed when you use Progressive Leasing. With Instant Decisions, there is no reason to wait, shop our warehouse and SAVE on the latest styles and comforts all at unbeatable Warehouse Direct Prices!

Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

Apply for Financing has never been easier

90 Day Payment Option

Simple and Transparent Lease-To-Own Option! Progressive Leasing has several options structured to your convenience when it comes to owning your furniture. With Simple and Easy Payments, you could own your furniture within 12 months! Or, own it Sooner and Save Money with our early buyout options! So relax and enjoy your furniture knowing that Progressive Leasing will have you owning your furniture in no time.

Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 877-898-1970.

Surplus Freight Showroom

Simple Initial Payment / Easy Payments

Automatic Withdrawals, Payments to Match Payday! Progress Leasing understands the pressures we all face when it comes to finances. So they have structured there program with fast and easy payment options. With just a small initial payment to start, you can match your payment schedule to your payday, plus, have your payments automatic withdraw from your account. Combine this with several options for early buyout, it’s no wonder Progressive Leasing is an industry leader.

The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.

Surplus Freight Showroom

How to Apply?

The application process takes just a few minutes. Easily fill out the application online or instore and you are done. Here is what you will need:

  • Social Security
    Credit Card / Debit Card
    Checking Account & Routing Number
    Government Issued Photo ID (18 years or older)

Once approved, you can shop at your favorite store and enjoy a simplified lease-to-own experience. Start your Lease and Take it home today for a small upfront cost. You will need help from a store associate at checkout.

How to apply for financing - 3 Easy steps

When it comes to your money, make sure you are getting the best price on quality brand name Furniture. It’s never been easier to get the best price on brand name quality furniture at Surplus Freight Furniture and Mattress Warehouse. Save on all the top brands like Jamison Bedding, Lane Home Furniture and more. All in stock products are ready for immediate delivery or pick up. So regardless of your design needs or budget, Surplus Freight Furniture and Mattress Warehouse has it all! Shop local and Save at Surplus Freight Furniture and Mattress Warehouse!